How Credits Work
Understand AI credits in Moda — what they are, what costs credits, and how they reset.
What are credits?
AI credits are the units that measure your usage of AI-powered features in Moda. Every time you use an AI feature — like generating a design, creating an image, removing a background, or asking the AI agent to edit your layout — it consumes credits.
Different actions cost different amounts of credits depending on how computationally intensive they are. More complex requests use more credits.
How many credits do different actions cost?
Credit costs vary based on the complexity of the task and the AI model used. Here are rough estimates:
| Action | Lite model (0.5x) | Standard model (1x) | Pro model (1.5x) |
|---|---|---|---|
| Social post | ~60 credits | ~120 credits | ~180 credits |
| Document | ~100 credits | ~200 credits | ~300 credits |
| Slide deck (5 slides) | ~150 credits | ~300 credits | ~450 credits |
| Slide deck (10 slides) | ~225 credits | ~450 credits | ~675 credits |
These are estimates — actual usage can vary widely depending on the complexity of your design task. Actions like image generation, web research, and background removal each consume additional credits.
Credit allowances by plan
Each plan includes a monthly credit allowance. On paid plans (Pro and Ultra), credits are pooled at the organization level: all team members share from the same credit balance, and each seat adds to the pool. On the Free plan, credits are allocated per user.
See the Pricing page for current credit allowances per plan.
Do credits reset?
Yes. Credits reset at the start of each billing cycle. Unused credits do not roll over: your balance resets to your plan's allocation each month.
What happens when I run out?
- Free plan: AI features are paused until your credits refresh at the start of the next billing cycle. You can still use all non-AI canvas tools, export your work, and collaborate normally.
- Paid plans (Pro and Ultra): You won't be interrupted. Once you exceed your included credits, additional usage is automatically billed at a metered rate. You can set a maximum overage budget in your settings.
Referral credits
When you refer someone to Moda, both you and the person you referred receive 300 bonus credits. To find your referral link, click the gift icon in the left sidebar of the app.