What are credits?
AI credits are the units that measure your usage of AI-powered features in Moda. Every time you use an AI feature — like generating a design, creating an image, removing a background, or asking the AI agent to edit your layout — it consumes credits. Different actions cost different amounts of credits depending on how computationally intensive they are. More complex requests use more credits.How many credits do different actions cost?
Credit costs vary based on the complexity of the task and the AI model used. Here are rough estimates:
These are estimates — actual usage can vary widely depending on the complexity of your design task. Actions like image generation, web research, and background removal each consume additional credits.
Credit allowances by plan
Each plan includes a monthly credit allowance. Credits are pooled at the workspace level on every plan, including Free — all members draw from one shared balance rather than each having a private allowance. Each seat contributes credits to that pool, with one important exception: See the Pricing page for current credit allowances per plan.Do credits reset?
Monthly credits reset at the start of each billing cycle, and unused monthly credits do not roll over. Purchased credits are different — they roll over between cycles and last about a year. See Buying extra credits.What happens when I run out?
- Free plan: AI features pause until your credits refresh at the start of the next billing cycle. You can still use all non-AI canvas tools, export your work, and collaborate normally.
- Paid plans (Pro and Ultra): You won’t be interrupted. Once you exceed your included credits, additional usage is billed at a metered rate. You can set a maximum overage budget in Settings → Billing, or buy credits up front instead.
Buying extra credits
Paid workspaces can buy prepaid credit bundles at any time, as an alternative to metered overage.
You can also enter a custom amount — between 500, in whole dollars. Purchases of $100 or more earn credits at the best rate, applied to the whole purchase.
Two things worth knowing:
- Purchased credits last about a year, and they roll over between months. Unlike your monthly allowance — which resets every cycle — a purchase stays on your balance across cycles. It does eventually expire, roughly 12 months after purchase, timed to land just after a billing date rather than mid-cycle.
- Your monthly credits are always spent first. Moda draws down the allowance that expires soonest before touching credits you bought, so a purchase isn’t wasted at a cycle boundary.
Auto top-up
Rather than watching your balance, you can have Moda buy more automatically. In Settings → Billing, enable auto top-up and set:- the balance threshold that triggers a purchase,
- the amount to buy each time, and
- a monthly cap, so a runaway job can’t spend more than you intend.
Bonus credits
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Referrals — when someone signs up through your link, you and they each get 300 bonus credits, awarded once they make their first AI request (not at signup). Find your link via the gift icon in the left sidebar.
Your referral link doesn’t expire — share it as widely and for as long as you like. What’s time-limited is the person claiming it: they need to claim while the workspace they created is still new (within an hour of creating it), which is what stops long-standing users from retroactively claiming a bonus.
Two things catch people out:
- The person you refer must create their own workspace. Someone who joins an existing organization — by invitation, or because their company already has one — isn’t eligible, even if they used your link.
- Each person can refer up to 50 people.
- Work email — signing up with a work email address and creating a new workspace grants a one-time 500 bonus credits.